journey
Your Later Living Pathway...
At first Lifetime Mortgages may seem confusing but one of our specialist advisors will be here to guide you every step of the way and to work out what is right for you in your situation.
01.
Initial Consultation.
You will be clear on whether our service is able to help you achieve what you want. Explain in your own words what caused you to enquire today.
02.
Fact Find Meeting.
The Fact Find process is straight-forward and everything explained in plain English. The information is either gathered on the phone, in the comfort of your home or you can visit our office.
03.
Tailored Advice.
You will receive our personalised written recommendation containing everything you need to make a decision for yourself as to whether this is right for you, including how equity release will affect potential inheritance and how your entitlement to means-tested benefits could be affected now or in the future.
04.
Advice Explained.
We will call you as agreed and take you through the recommendation and specifically why this plan has been recommended to you. You can any questions you have about the advice provided.
05.
Processing the application.
If you decide to proceed, the identity checks will take place when the application is received. The application will be processed and sent to the lender.
06.
Valuation, offer and legalities.
A survey will be required so that the lender can issue a legal offer. Subject to a satisfactory valuation the lender will issue a legal offer to you and your solicitor.